# New York Property Insurance > Property Insurance for Rentals, Landlords, and Investment Properties --- ## Pages - [Landlord Price Page](https://nypropertyinsurance.com/no-title-3/) - [Homeowner's Insurance Price Page](https://nypropertyinsurance.com/homeowners-insurance-price-page/) - [Worker's Compensation for Restaurants in NY.](https://nypropertyinsurance.com/workers-compensation-for-restaurants/) - [Worker's Compensation for Hair Salon's!](https://nypropertyinsurance.com/workers-compensation-for-hair-salons/) - [Worker's Compensation for Brew Pubs in NY!](https://nypropertyinsurance.com/workers-compensation-for-brewpubs-in-ny/) - [Worker's Compensation for Plumbers & HVAC!](https://nypropertyinsurance.com/workers-compensation-for-plumbers-hvac/) - [Cyber Liability Insurance for Small Business](https://nypropertyinsurance.com/no-title-2/) - [Wedding Insurance in New York](https://nypropertyinsurance.com/wedding-insurance-in-new-york/) - [Beauty Salon Insurance](https://nypropertyinsurance.com/beauty-salon-insurance/) - [Worker's Compensation for Motels or Hotels](https://nypropertyinsurance.com/workers-compensation-for-motels-or-hotels/) - [Craft Brewery Insurance in New York.](https://nypropertyinsurance.com/craft-brewery-insurance-in-new-york/) - [Larsen Private Client Division](https://nypropertyinsurance.com/larsen-private-client-division/) - [(no title)](https://nypropertyinsurance.com/no-title/) - [Metro Roberts Quote Form](https://nypropertyinsurance.com/metro-roberts/) - [716 Realty Quote Form](https://nypropertyinsurance.com/716realty/) - [Luxury Homeowner](https://nypropertyinsurance.com/luxury-homeowner-2/) - [Luxury Homeowner's Who Want Better Coverage](https://nypropertyinsurance.com/luxury-homeowner/) - [Roswell Doctors Who Need Better Home Insurance Today!](https://nypropertyinsurance.com/roswell-doctors-who-need-better-home-insurance-today/) - [High-ROI Exterior Upgrades to Elevate Your Income Property ](https://nypropertyinsurance.com/high-roi-exterior-upgrades-to-elevate-your-income-property/) - [New Front Page](https://nypropertyinsurance.com/new-front-page/) - [-How do I get insurance for an Airbnb in New York?](https://nypropertyinsurance.com/blog/how-do-i-get-insurance-for-an-airbnb-in-new-york/) - [-Question, what is a C.L.U.E. report?](https://nypropertyinsurance.com/blog/question-what-is-a-c-l-u-e-report/) - [Custom Insurance Solutions](https://nypropertyinsurance.com/custom-insurance-solutions/) - [Coming Soon](https://nypropertyinsurance.com/coming-soon/) - [Independent Insurance in Williamsville, NY](https://nypropertyinsurance.com/) - [Do insurance companies check your background?](https://nypropertyinsurance.com/1131-2/do-insurance-companies-check-your-background/) - [What is an insurance broker? And How do I find the right one?](https://nypropertyinsurance.com/1131-2/what-is-an-insurance-broker-and-how-do-i-find-the-right-one/) - [What do dogs have to do with my real estate?](https://nypropertyinsurance.com/blog/what-do-dogs-have-to-do-with-my-real-estate/) - [Home quote funnel](https://nypropertyinsurance.com/home-quote-funnel/) - [High Valued Homeowners](https://nypropertyinsurance.com/high-new-worth-and-luxury-homeowner/high-valued-homeowners/) - [When is it an insurance claim vs maintenance?](https://nypropertyinsurance.com/blog/when-is-it-an-insurance-claim-vs-maintenance/) - [Is vandalism covered by commercial property insurance?](https://nypropertyinsurance.com/is-vandalism-covered-by-commercial-property-insurance/) - [High New Worth and Luxury Homeowner](https://nypropertyinsurance.com/high-new-worth-and-luxury-homeowner/) - [Question - Can a lien be filed without notice to the owner of the property?](https://nypropertyinsurance.com/question-can-a-lien-be-filed-without-notice-to-the-owner-of-the-property/) - [Question - What do I do when hiring a plumber?](https://nypropertyinsurance.com/1131-2/question-what-do-i-do-when-hiring-a-plumber/) - [Question - How Much is Homeowner's Insurance with a Pool?](https://nypropertyinsurance.com/1131-2/question-how-much-is-homeowners-insurance-with-a-pool/) - [Brew Pubs](https://nypropertyinsurance.com/brew-pubs/) - [NY Brewery Insurance](https://nypropertyinsurance.com/ny-brewery-insurance/) - [High Valued Homeowner's in Buffalo, New York](https://nypropertyinsurance.com/high-valued-homes-in-buffalo/) - [Accessibility](https://nypropertyinsurance.com/accessibility/) - [FAQ](https://nypropertyinsurance.com/1131-2/) - [Landlords are now adding Underground Utility Coverage](https://nypropertyinsurance.com/landlords-are-now-adding-underground-utility-coverage/) - [Homeowners are now adding Underground Utility Coverage](https://nypropertyinsurance.com/landlords-are-now-adding-underground-utility-coverage-2/) - [Luxury Homeowner Quiz](https://nypropertyinsurance.com/luxury-homeowner-quiz/) - [NY Landlords](https://nypropertyinsurance.com/newyork-landlords/) - [Blog](https://nypropertyinsurance.com/blog/) - [New York Property Insurance in Buffalo,NY](https://nypropertyinsurance.com/new-york-property-insurance-buffalony/) - [What satisfied clients say:](https://nypropertyinsurance.com/clienttestimonials/) - [Rate Us](https://nypropertyinsurance.com/review/) - [Mixed Use Property Insurance New York](https://nypropertyinsurance.com/mixed-use-property-insurance-newyork/) - [Landlord Insurance New York](https://nypropertyinsurance.com/services/landlord-insurance-new-york/) - [Apartment Building Insurance New York](https://nypropertyinsurance.com/apartment-building-insurance-ny/) - [Commercial Building Insurance NY](https://nypropertyinsurance.com/commercial-building-insurance-ny/) - [Business Network](https://nypropertyinsurance.com/business-network/) - [Apartment Building Insurance in New York](https://nypropertyinsurance.com/services/apartment-building-insurance/) - [Mixed Use Property Insurance in New York](https://nypropertyinsurance.com/services/mixed-use-properties/) - [Commercial Building Insurance in New York](https://nypropertyinsurance.com/services/commercial-buildings/) - [Videos](https://nypropertyinsurance.com/videos/) - [Privacy](https://nypropertyinsurance.com/privacy/) - [Resources](https://nypropertyinsurance.com/resources/) - [TV Show](https://nypropertyinsurance.com/tv-show/) - [Get To Know Our Agency](https://nypropertyinsurance.com/about/) - [Contact](https://nypropertyinsurance.com/contact/) - [New York Property Insurance News](https://nypropertyinsurance.com/news/) - [New York Property Insurance Products](https://nypropertyinsurance.com/services/) - [Customer Service](https://nypropertyinsurance.com/customer-service/) - [New York Property Insurance Quotes](https://nypropertyinsurance.com/new-york-property-insurance-quotes/) - [Staff](https://nypropertyinsurance.com/staff/) - [New York Property Insurance Quotes](https://nypropertyinsurance.com/new-york-property-insurance-quotes-2/) --- ## Posts - [We Don't Sell Insurance!](https://nypropertyinsurance.com/we-dont-sell-insurance/) - [Aggressive dog list is no more!](https://nypropertyinsurance.com/aggressive-dog-list-is-no-more/) - [Rental Property Insurance Explained.](https://nypropertyinsurance.com/rental-property-insurance-explained/) - [Tree's Falling on My Rental House!](https://nypropertyinsurance.com/trees-falling-on-my-rental-house/) - [Cyber Insurance for Every Small Business](https://nypropertyinsurance.com/cyber-insurance-for-every-small-business/) - [Additional Insured for Commercial Properties.](https://nypropertyinsurance.com/additional-insured-for-commercial-properties/) - [What is the 5-Door or More Program For Landlords?](https://nypropertyinsurance.com/what-is-the-5-door-or-more-program-for-landlords/) - [Smart Flips: Essential House Flipping Techniques for the Senior Investor](https://nypropertyinsurance.com/smart-flips-essential-house-flipping-techniques-for-the-senior-investor/) - [5 Door or More Landlord Program!](https://nypropertyinsurance.com/5-door-or-more-landlord-program/) - [Luxury Home Sub-Limits Explained](https://nypropertyinsurance.com/luxury-homes-2/) - [Rebuilding Your Upscale, Luxury Home](https://nypropertyinsurance.com/luxury-homes/) - [Luxury Homeowner Gaps of Coverage.](https://nypropertyinsurance.com/luxury-homeowner-gaps-of-coverage/) - [Is it common for home owners' insurance rates to increase after filing a theft claim?](https://nypropertyinsurance.com/is-it-common-for-home-owners-insurance-rates-to-increase-after-filing-a-theft-claim-2/) - [Is it common for home owners' insurance rates to increase after filing a theft claim?](https://nypropertyinsurance.com/is-it-common-for-home-owners-insurance-rates-to-increase-after-filing-a-theft-claim/) - [How does other states insurance affect New York State?](https://nypropertyinsurance.com/how-does-other-states-insurance-affect-new-york-state/) - [Are there any insurance policies that cover damages caused by stray animals? If not, should there be?](https://nypropertyinsurance.com/are-there-any-insurance-policies-that-cover-damages-caused-by-stray-animals-if-not-should-there-be/) - [Luxury Homeowner](https://nypropertyinsurance.com/luxury-homeowner/) - [How does a judgement in New York affect my home?](https://nypropertyinsurance.com/how-does-a-judgement-in-new-york-affect-my-home/) - [Just what is sewer & water back up coverage?](https://nypropertyinsurance.com/just-what-is-sewer-water-back-up-coverage/) - [Q - What is a 5 Door or more program?](https://nypropertyinsurance.com/what-is-a-5-door-or-more-insurance-program/) - [Landlord's also can have Underground Utility Coverage!](https://nypropertyinsurance.com/landlords-also-can-have-underground-utility-coverage/) - [Liability protection is most important for landlords.](https://nypropertyinsurance.com/liability-protection-important-landlords/) - ["High Net Worth Homeowners Insurance Buyer Beware!”](https://nypropertyinsurance.com/high-net-worth-homeowners/) - [Trees Falling on Your Buffalo Rental Property.](https://nypropertyinsurance.com/trees-falling-rental-property/) - [New York no longer has a "aggressive dog" list for homeowners!](https://nypropertyinsurance.com/new-york-no-longer-has-a-aggressive-dog-list-for-homeowners/) - [Personal Umbrella Policy Highly Recommended.](https://nypropertyinsurance.com/personal-umbrella-policy-highly-recommended/) - [Airbnb becoming more popular with real estate investors.](https://nypropertyinsurance.com/airbnb-becoming-more-popular-with-real-estate-investors/) - [Mixed-Use rental property and the tenants.](https://nypropertyinsurance.com/mixed-use-rental-property-and-the-tenants/) - [What if I have several claims and am being non-renewed for insurance?](https://nypropertyinsurance.com/what-if-i-have-several-claims-and-am-being-non-renewed-for-insurance/) - [Flipper's of Investment Real Estate](https://nypropertyinsurance.com/flippers-of-investment-real-estate/) - [Do you have Underground Utility coverage on your rental properties?](https://nypropertyinsurance.com/do-you-have-underground-utility-coverage-on-your-rental-properties/) - [Are you using your property as an Airbnb?](https://nypropertyinsurance.com/are-you-using-your-property-as-an-airbnb/) - [Does homeowner's insurance cover a cracked foundation?](https://nypropertyinsurance.com/does-homeowners-insurance-cover-a-cracked-foundation/) - [Does homeowners insurance cover plumbing leaks in walls?](https://nypropertyinsurance.com/does-homeowners-insurance-cover-plumbing-leaks-in-walls/) - [Who do you trust to handle your financials in real estate?](https://nypropertyinsurance.com/who-do-you-trust-to-handle-your-financials-in-real-estate/) - [If My Insurance Policy Could Talk to Me.](https://nypropertyinsurance.com/insurance-policy-talk/) - [Who else has remodeled their basement?](https://nypropertyinsurance.com/who-else-has-remodeled-their-basement/) - [Homeowner's Insurance Basics](https://nypropertyinsurance.com/homeowners-insurance-basics/) - [Mixed Use Properties Means Some Retail, Some Apartments.](https://nypropertyinsurance.com/mixed-use-properties-means-some-retail-some-apartments/) - [Beware the cute commercials, like the "She Shed" one.](https://nypropertyinsurance.com/beware-the-cute-commercials-like-the-she-shed-one/) - [Get a new puppy this year?](https://nypropertyinsurance.com/get-a-new-puppy-this-year/) - [Garage Coverage or She Shed Coverage](https://nypropertyinsurance.com/she-shed-insurance-coverage/) - [Underground Utility or Service Line Coverage Available](https://nypropertyinsurance.com/underground-utility-or-service-line-coverage-available/) - [AirBnB in New York.](https://nypropertyinsurance.com/airbnb-in-new-york/) - [Student Housing: Affordable Insurance.](https://nypropertyinsurance.com/student-housing-affordable-insurance/) - [Swimming pools and landlords](https://nypropertyinsurance.com/swimming-pools-and-landlords/) - [Property Claim - When a Car Hits Your Building.](https://nypropertyinsurance.com/property-claim-when-a-car-hits-your-building/) - [Underground Utility Coverage Now Available.](https://nypropertyinsurance.com/underground-utility-coverage-now-available/) - [Comprehensive Loss Underwriting Exchange (C.L.U.E. Report).](https://nypropertyinsurance.com/comprehensive-loss-underwriting-exchange-c-l-u-e-report/) - [Commercial Real Estate Owners and Tenants Loss of Income](https://nypropertyinsurance.com/commercial-real-estate-tenants-loss-income/) - [Not all property insurance companies are created equal!](https://nypropertyinsurance.com/property-insurance-companies-created-equal/) - [What does a home owner insurance policy cover?](https://nypropertyinsurance.com/what-does-a-homeowner-insurance-policy-cover/) - [Labor Law 240 for Landlords in NY.](https://nypropertyinsurance.com/labor-law-240-landlords-ny/) - [Home Improvements That Increase Replacement Value.](https://nypropertyinsurance.com/home-improvements-that-increase-replacement-value/) - [Dogs add liability risks for homeowners.](https://nypropertyinsurance.com/dogs-add-liability-risks-for-homeowners/) - [What Additional Insured Status Means For Commercial Real Estate.](https://nypropertyinsurance.com/what-additional-insured-status-means-for-commercial-real-estate/) - [Landlords - Actual Cash Value vs Replacement Cost Value.](https://nypropertyinsurance.com/landlords-actual-cash-value-vs-replacement-cost/) - [What every New York commercial property owner needs to know.](https://nypropertyinsurance.com/what-every-commercial-property-owner-needs-know/) - [Western New York Real Estate Investors](https://nypropertyinsurance.com/western-new-york-real-estate-investors/) - [Underground Utility Coverage in New York.](https://nypropertyinsurance.com/underground-utility-coverage-new-york/) - [Swimming pools at your rental properties - a no, no!](https://nypropertyinsurance.com/swimming-pools-rental-properties/) - [Why landlords should exclude dogs in every lease.](https://nypropertyinsurance.com/landlords-should-exclude-dogs/) - [Why "name brand insurance" doesn't work, Williamsville!](https://nypropertyinsurance.com/name-brand-insurance/) - [Why I Fired 2 Insurance Companies.](https://nypropertyinsurance.com/i-fired-2-insurance-companies/) - [Using smaller insurance companies for landlords](https://nypropertyinsurance.com/smaller-insurance-companies-landlords/) - [Umbrella Insurance for a Clarence Real Estate Investor.](https://nypropertyinsurance.com/umbrella-insurance-real-estate-investor/) - [Forced Placed New York Property Insurance - a potential problem.](https://nypropertyinsurance.com/forced-placed-property-insurance-ny/) - [11 Insurance Tips Every Buffalo Landlord Needs to Know!](https://nypropertyinsurance.com/11-insurance-tips-every-landlord-needs-know/) - [Why your need to combine auto & home insurance in East Amherst.](https://nypropertyinsurance.com/need-combine-auto-home-insurance-new-york/) - [Underwriting Rules for Landlords in New York](https://nypropertyinsurance.com/underwriting-rules-landlords-new-york/) - [Buffalo, NY Real Estate Market - a Seller's Dream!](https://nypropertyinsurance.com/buffalo-ny-real-estate-market-a-sellers-dream/) - [Thankful for our Real Estate Investor clients.](https://nypropertyinsurance.com/thankful-for-our-real-estate-investor-clients/) - [Name Brand vs Specialty Insurance companies.](https://nypropertyinsurance.com/name-brand-vs-specialty-insurance-companies/) - [Why independent insurance broker's use many insurance companies.](https://nypropertyinsurance.com/why-independent-insurance-brokers-use-many-insurance-companies/) - [Homeowners not covered by all this spring rain.](https://nypropertyinsurance.com/homeowners-not-covered-by-all-this-spring-rain/) - [Frozen Pipes at My New York Rental Property.](https://nypropertyinsurance.com/frozen-pipes-york-rental-property/) - [New York Property Insurance](https://nypropertyinsurance.com/york-property-insurance/) - [Hunter's, Guns and your home owners insurance.](https://nypropertyinsurance.com/hunters-guns-and-your-insurance/) - [Wind is a covered "peril" in Clarence, NY Insurance Policies.](https://nypropertyinsurance.com/wind-is-a-covered-peril-in-new-york-insurance-policies/) - [Changing N.Y. Property Insurance Companies - It Could Cost You.](https://nypropertyinsurance.com/changing-ny-property-insurance-companies-cost/) - [What do you think of the new flood insurance commercials in New York?](https://nypropertyinsurance.com/flood-insurance-commercials-york/) - [Very good post about 10 Air Conditioning Tips.](https://nypropertyinsurance.com/very-good-post-about-10-air-conditioning-tips/) - [Homeowner's - Do you collect wine or have a wine cellar?](https://nypropertyinsurance.com/do-you-collect-wine-or-have-a-wine-cellar/) - [Free report: You may have a broken insurance policy.](https://nypropertyinsurance.com/free-report-you-may-have-a-broken-insurance-policy/) --- ## Schemas ---