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Welcome to NY Property Insurance! Quick question for you:

Who Else Doesn't have Underground Utility Coverage?

We have 6 insurance companies that cover Underground Utility

Most are $20 a year (a few $40 a year) for $10,000 of coverage

Must insure your 1-4 family rentals (5+ not eligible yet) and add on this endorsement

Covers Rot, Wear & Tear, corrosion, collapse, freezing....lots of things.

Many of the "Name Brand" insurance companies do not offer this coverage at this time. This endorsement is an add on to an existing or new landlord insurance policy. We've had 4 claims so far on this and the average claim has been $7,900. So $10,000 of coverage will cover most claims reported.

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