At Larsen Private Client we know that when it comes to protecting a higher-earning family, special attention needs to be paid to ensure that financial disaster is avoided. This is why you need private client insurance:

What you get:
• Automatic jewelry coverage the minute you buy a new piece of jewelry – no scheduling necessary of various pieces. And no per piece sub-limit either.
• Unlimited water & sewer back-up, usually up to the value of the home! No sub-limit on the amount of coverage for the finished basement, wine cellar, theater room.
• Medical expenses also unlimited for someone injured on your property. Medical expenses are there for those friends and guests that do NOT want to sue you but need their medical costs covered.
• In the event of a fire loss, rebuild to new state codes is unlimited to with most Private Client insurance companies (Brand name has a 10% above Coverage A, your home limit of coverage)
• Waiver of your deductible if your claim is higher than $50,000. So maybe you want to now carry a $1,500 or $2,500 deductible and only put in the larger claims.
• Identity fraud, something becoming more common, would also be included at $100,000 where you probably have no coverage for this now.
• and much, much more!