Why you may have inadequate home insurance coverage.
Inside every homeowner policy is what is called “sub-limits” of coverage. Like jewelry for example, maybe $1,500 maximum per piece, $5,000 total coverage. Or could be $5,000 for sewer/water backup in your $25,000 finished basement. You could get caught underinsured in these examples. Or you put in a theater room and expensive equipment and fail to call your insurance broker. Call now.
I put together a quick video explaining this.
