No, vermin is generally an exclusion on most homeowner/landlord policies. I think the reason is it could be prevented with some basic homeowner effort. I just had (2 weeks ago) 2 mice get in my house and trapped too. Got…
This would be coverage for your basement, when water gets in from a sump pump failure, pipe break or sewer backing up (like a clogged sewer line). Many insurance companies give you $2,500 for this or some $0 coverage –…
That is why in my office, we want to walk you through any insurance claims you may be reporting directly to an insurance company on their 1-800-number. What if 4 sections of fencing blew down and it cost you $1,300…
Depends. The quick answer is the water leaking will likely be covered with anything it damages but the pipe itself would be a maintenance issue. Where it might NOT be covered (we had this claim), where it leaks for months…