Swimming pools and landlords
Swimming pools and landlords That time of year when your tenants will be asking you, “can I get a swimming pool for my kids”? When one of our landlord insurance clients calls us with that question, my answer is always…
-
Address: 8665 Sheridan Dr, Williamsville, NY 14221
-
Phone: (716) 684-3203
-
Email: tom@larseninsurance.com
Property Claim – When a Car Hits Your Building.
Property Claim – When a Car Hits Your Building. We have seen a small spike in which a car’s driver hits the accelerator instead of the brake and slams into a building. Extensive damage can be done when a 4,500…
Underground Utility Coverage Now Available.
Underground Utility Coverage Now Available. There has been a form of coverage, approved by the New York Insurance Department regarding underground utility coverage. Not all insurance companies have adopted this “endorsement” yet, but in our office 4 companies have. This…
Comprehensive Loss Underwriting Exchange (C.L.U.E. Report).
Comprehensive Loss Underwriting Exchange (C.L.U.E. Report). Most insurance consumers probably don’t even realize that all insurance companies actually talk to each other! This is actually done through a Comprehensive Loss Underwriting Exchange (C.L.U.E. Report). This reporting agency is where all claims…
Commercial Real Estate Owners and Tenants Loss of Income
Commercial Real Estate Owners and Tenants Loss of Income When a tenant claims loss of income – because of a driving band in winter weather, there is no coverage for loss of income, if no loss has occurred to the…
Not all property insurance companies are created equal!
Not all property insurance companies are created equal! Some insurance companies charge for the liability portion of a building based on square feet. Some insurance companies charge based on the number of units. Some insurance companies have a liability charge…
What does a home owner insurance policy cover?
What does a Home Owner Insurance Cover? Homeowners insurance pays to repair or replace your home or personal belongings when it is damaged or destroyed by a covered event. Your policy states the amount the company will pay and what…
Labor Law 240 for Landlords in NY.
Labor Law 240 for Landlords in NY. Unless served with a lawsuit, I don’t think many landlords in New York State know that the labor law 240 is still in existence. This is for all commercial buildings and for residential…
Home Improvements That Increase Replacement Value.
Home Improvements That Increase Replacement Value. As an insurance agent, we often have to explain the difference between replacement value and market value. Sometimes we’ll get the comment “If I could sell my house for that I would”, here in…
Dogs add liability risks for homeowners.
This article is about how dogs add liability risks for homeowners. It is said that 68% of people own a dog and many people fail to realize a risk that dog can pose. Being the owner of a dog that…