Aggressive dog list is no more!
In case you haven’t heard, NY State has ruled that using an aggressive dog list for a homeowner and/or landlord is illegal now. They can still ask the question if any dogs in the property but not underwrite for an…
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Address: 8665 Sheridan Dr, Williamsville, NY 14221
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Phone: (716) 684-3203
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Email: tom@larseninsurance.com
Category insurance
Luxury Homeowner Gaps of Coverage is often overlooked.
Why you may have inadequate home insurance coverage. Inside every homeowner policy is what is called “sub-limits” of coverage. Like jewelry for example, maybe $1,500 maximum per piece, $5,000 total coverage. Or could be $5,000 for sewer/water backup in your…
Is it common for home owners’ insurance rates to increase after filing a theft claim?
No. Rates are not like car insurance where they get surcharged for an accident. Insurance companies can either renew the homeowner policy or non-renew due to claims activity.
If My Insurance Policy Could Talk to Me.
If My Insurance Policy Could Talk to Me. You bought me when you 1st bought the house, as the bank would not lend money without home owner insurance. That makes total sense to me and I am also protecting perhaps…
Thankful for our Real Estate Investor clients.
Thankful for our Real Estate Investor clients. Writing insurance for a new real estate investor today, someone who bought his 1st 3 properties. Because landlords are our specialty in our insurance agency, we were able to find him great coverage…
Homeowners not covered by all this spring rain.
Homeowners not covered by all this spring rain. Most of the south, midwest and east is experiencing lots of rain this spring. All this rain, the overflowing of stream, creeks, rivers is considered……Flood! And on all homeowners policies, in every…
Frozen Pipes at My New York Rental Property.
Frozen Pipes at My New York Rental Property. As the Northeast is having some of it’s coldest weather in recent history, we need to talk about frozen pipes. Frozen Pipes at My New York Rental Property. The un-freezing of pipes…
New York Property Insurance
Insurance for Cancelled New York Properties Property insurance for NY Property owners. Don’t let a cancellation of insurance happen to you. We are independent insurance brokers finding the best deal on insurance for you in New York. We seek out…
What do you think of the new flood insurance commercials in New York?
As an insurance broker, I really like the new commercials being shown, how flood’s are never covered by a homeowners policy. Flood insurance is a separate policy sold by the National Flood Insurance Program (NFIP). Many consumers (and even…