Tom’s Thursday Thoughts: Insurance can often be confusing & misunderstood. When a national insurance company says they have a 128% loss ratio, that means they are losing $28 for every $1 they take in. The bottom line result – raise…
Liability protection is most important for landlords. One thing that I think landlord’s overlook, is how important liability insurance protection is when they are buying property insurance. Because we are in a very litigious society, I think this is…
Property Claim – When a Car Hits Your Building. We have seen a small spike in which a car’s driver hits the accelerator instead of the brake and slams into a building. Extensive damage can be done when a 4,500…
What Additional Insured Status Means For Commercial Real Estate. Bryan Smith bought a small strip plaza from an older friend of his, who wanted to retire from the real estate business. Since they were friends, the seller, Mr. Reilly decided…
What every New York commercial property owner needs to know. While it is great you bought that small strip plaza or 5-unit commercial building but your tenants can get you involved in a lawsuit. But there is a way you…
Thankful for our Real Estate Investor clients. Writing insurance for a new real estate investor today, someone who bought his 1st 3 properties. Because landlords are our specialty in our insurance agency, we were able to find him great coverage…
Homeowners not covered by all this spring rain. Most of the south, midwest and east is experiencing lots of rain this spring. All this rain, the overflowing of stream, creeks, rivers is considered……Flood! And on all homeowners policies, in every…
Frozen Pipes at My New York Rental Property. As the Northeast is having some of it’s coldest weather in recent history, we need to talk about frozen pipes. Frozen Pipes at My New York Rental Property. The un-freezing of pipes…
Insurance for Cancelled New York Properties Property insurance for NY Property owners. Don’t let a cancellation of insurance happen to you. We are independent insurance brokers finding the best deal on insurance for you in New York. We seek out…