Actual Cash Value vs Replacement cost value for landlords. Here in some parts of Buffalo, NY, you can buy a double (or duplex) investment for $40,000 to $50,000. So the real estate market is pretty good here, for those that…
Forced Placed New York Property Insurance – a potential problem. Many property owners just let a mortgage company place what is called forced placed new york property insurance on their real estate holdings. There are 2 main problems with this…
Buffalo, NY Real Estate Market – a Seller’s Dream! We insure a lot of real estate and real estate investors in the Buffalo, NY market. It is a niche in our insurance agency for a very long time. Plus, I…
Thankful for our Real Estate Investor clients. Writing insurance for a new real estate investor today, someone who bought his 1st 3 properties. Because landlords are our specialty in our insurance agency, we were able to find him great coverage…
Homeowners not covered by all this spring rain. Most of the south, midwest and east is experiencing lots of rain this spring. All this rain, the overflowing of stream, creeks, rivers is considered……Flood! And on all homeowners policies, in every…
Frozen Pipes at My New York Rental Property. As the Northeast is having some of it’s coldest weather in recent history, we need to talk about frozen pipes. Frozen Pipes at My New York Rental Property. The un-freezing of pipes…
Insurance for Cancelled New York Properties Property insurance for NY Property owners. Don’t let a cancellation of insurance happen to you. We are independent insurance brokers finding the best deal on insurance for you in New York. We seek out…
Wind is a covered “peril” in Clarence, NY Insurance Policies. Wind from Super Storm Sandy just caused the front of a building in New York to be torn off. So the wind that caused this damage would be covered on…